Workers’ Compensation
Workers' Compensation: Protect Your Investment
A Better Solution for Workers’ Comp
Navigating workers’ compensation can be complex, but with Time & Payroll, you have expert guidance to ensure you get the best coverage at the best price. Our knowledgeable agents are here to help you find the ideal program tailored to your needs.
Do I Need Workers’ Comp?
In most states, workers’ compensation is a legal requirement. This state-mandated insurance program provides essential benefits to employees who suffer job-related injuries or illnesses. Since each state has its own regulations and programs, it’s crucial to ensure you are compliant with local laws.
What If I Don't Have Workers’ Comp?
Operating without workers’ compensation can put your business at significant risk. If an employee is injured on the job and you lack coverage, you could be financially responsible for all related expenses, including lost wages and potential fines. Protect your business from these risks—contact us today to secure the right coverage.
Pay-As-You-Go: Simplified Premium Payments
- No Deposit: Eliminate the burden of large upfront payments.
- No Down Payments: Avoid initial costs with flexible payment options.
For many small businesses, traditional workers’ compensation can be a financial strain, with upfront payments and ongoing premium obligations coupled with year-end audits. Time & Payroll offers a streamlined solution with pay-as-you-go options, making it easier to manage your insurance premiums without financial stress.